Second Property Financial Planner

Can you afford a second property?

Go beyond a simple mortgage calculator. Analyze every financial dimension of buying a second home, vacation property, or investment rental with professional-grade tools.

Free to useNo sign-up requiredData stays on your deviceOptionally sync across devices

Everything you need to decide

A comprehensive toolkit that covers every aspect of the second property purchase decision.

Complete Cost Analysis

Go beyond a simple mortgage calculator. Model every cost including taxes, insurance, HOA, maintenance, and more.

Funding Source Modeling

Map out exactly where purchase funds come from and understand the tax implications and opportunity costs of each source.

Rental Income Analysis

Evaluate investment potential with cap rate, cash-on-cash return, DSCR, and multi-year cash flow projections.

Visual Dashboard

See your results clearly with charts showing amortization, cost breakdown, rate sensitivity, and more.

Scenario Comparison

Compare different scenarios side-by-side: different prices, rates, down payments, and financing structures.

Smart Insights

Get personalized recommendations based on your financial situation, from reserve warnings to tax impact alerts.

Three steps to clarity

Get a complete financial picture in minutes, not hours.

01

Enter Property Details

Provide the purchase price, location, property type, and down payment.

02

Map Your Finances

Input your income, debts, savings, and funding sources for the purchase.

03

Review Your Results

Get a comprehensive affordability analysis with actionable insights.

Make confident decisions

Whether you are buying a beach house, a rental property, or a mountain retreat, understand the full financial picture before you commit.